Employees contribute to a healthy bottom line.
No matter what size your company, employee benefits attract, retain and develop the talent you need.
Strategic Health Care Plans for Premium Relief
Competitive insurance benefit offerings are the key to a happy and productive workplace, and to attracting and retaining the best employees.
Our Employee Benefits advisors work closely with you and your staff to meet rapidly changing needs and design plans that reduce premium costs and claims, and deliver solutions.
American Westbrook’s benefits services and tools provide a competitive advantage and include:
- Strategic Health Care Reform Planning & Education
- Affordable Care Act Compliance (ACA) & Tools
- Creative Benefit Programs
- Plan & Cost Analysis
- Renewal Analysis & Audit of Existing Plan
- Benchmarking Your Data
- Marketing Benefits Plans
- Dependent Audits
- Legislative Updates & Legal Compliance
- Ongoing Educational Webinars & Communiques
- Employee Communications
- Online Benefits
Dedicated Benefits Client Service Team
Our staff's deep employee benefits experience and exceptional support drives better outcomes. American Westbrook's various benefits specialists work together to help employee groups from two to1,000 employees manage costs, reduce risk and claims, and improve compliance. We help you determine the best strategy and value for your employee population, which may include: Self-funding, Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and Cafeteria Plans.
We represent and enjoy long-term, close relationships with all major and top-rated insurance benefits carriers and service providers.
Wellness programs help reduce long-term plan costs by keeping employees engaged in their health care. We help you integrate, manage and track wellness programs while enlisting employees as partners in health care cost containment. Strategies include: Wellness initiatives, health fairs, onsite screenings, incentives solutions, flu shots, educational tools and helping employees keep prevention and healthy habits a priority.
Voluntary Insurance Benefits
You can offer your employees big benefits with little or no impact on your bottom line and minimal impact on your staff with employer paid, Voluntary Ancillary Benefits. These programs are often guaranteed-issued products and feature portability. Employee-paid benefits include:
- Short- and Long-Term Disability
- Accidental Death & Dismemberment
- Individual Life
- Dependent Life
- Individual Critical Illness
- Supplemental Limited Medical Plans
Did you know that up to 12% of current dependents may be ineligible for coverage?
The first step in controlling your benefit plan cost is ensuring that you are only providing benefits to intended dependents.
A Dependent Eligibility Audit will identify ineligible plan participants and help you save costs and reduce the risk of non-compliance, meeting HIPAA, ERISA, COBRA and other regulatory requirements.
Let Us Know How We Can Help
We're here to answer questions and would love to help improve your employees' health and your medical costs and bottom line. Contact Client Services Manager Laurie Leggett at firstname.lastname@example.org or 630.433.3005.
With American Westbrook Insurance Services handling my benefits I know I’m offering my employees the best possible benefit package at the most reasonable rates.
– Bruce, Manufacturer
Our benefits advisors’ guidance helps you make sense of mandates and cost impacts--and we help you develop procedures and strategies that will assure compliance.
Call a Doctor Plus - Fraction of the Cost of Traditional Care
A premiere telemedicine program provides all your employees immediate access to healthcare solutions and other personal services, saving you and them time and money.
Benergy Enhanced is a human resource knowledge base that powers an employee communication portal.
Need help managing the wide range of financial solutions and complexities? No sweat. We have strategies, plans and the most up-to-date intelligence.